Personal Insurance Products & Financial Services Products Include:
Personal insurance products include but are not limited to: Homeowners insurance, automobile insurance, antique car insurance, classic car insurance, street rod insurance, boat insurance, yacht insurance, personal watercraft insurance, motorcycle insurance, dirt bike insurance, scooter insurance, motor home insurance, moped insurance, travel trailer insurance, recreational vehicle insurance, camper trailer insurance, fifth wheel insurance, golf cart insurance, segway insurance, ATV insurance, snowmobile insurance, jet ski insurance, umbrella insurance, personal excessive liability insurance, rental property insurance, landlord dwelling insurance, multi-family home insurance, condo insurance, town home insurance, co-op insurance, flood insurance, mobile home insurance, manufactured home insurance and renter insurance. If you don't see what you need listed just contact us because we probably offer it. Family life protection products include: Term life insurance, universal life insurance, variable universal life insurance, long-term care insurance, and disability insurance. Life insurance gives you the peace of mind you only get from knowing that you've protected your loved ones. In the event of your passing, life insurance provides money directly to your beneficiaries. They can use the money for whatever they want, such as: Research shows that at least 70 percent of people over age 65 will require some long-term care services at some point in their lives. Additionally, the cost of long-term care services may be surprising. That’s why it’s such a good idea to consider long-term care insurance as an integral part of a well-rounded financial plan. It may help protect your hard-earned assets, and provide more control over how and where you receive care should you need it. When you’re healthy and working, it’s hard to imagine being disabled by illness or injury. But it can happen. In fact: What would happen if your paychecks suddenly stopped because you were too sick or injured to work? What if you couldn’t work for months — or years? You’d still have to pay all your monthly bills, including food, utilities, house and car payments. Add in things like tuition and retirement funding, and it’s easy to see how savings could quickly disappear. Unfortunately, you can’t rely on other income sources like Social Security to protect you. In many cases, they don’t apply — or aren’t enough. For more information on other income sources, see below Think you're already protected? Plan ahead to help protect your lifestyle. Then relax.
Short-term financial objective products include: Checking accounts, savings accounts, certificates of deposits, money market accounts, and mortgages.
Asset management and accumulation products include: Fixed annuities, variable annuities, single premium immediate annuities, universal life insurance, variable universal life insurance, structured settlement annuities, mutual funds, IRAs, Roth IRAs, SEP IRAs, 529 plans, and Coverdell education savings accounts.
Wealth transfer products include: Estate planning products, fixed survivorship life insurance, and variable survivorship life insurance.
Life Insurance:
